📝 Surplus Funds FAQ
Helping You Understand the Post-Foreclosure Recovery Process
❓ What are surplus funds?
Surplus funds are the leftover money from a foreclosure sale after all debts, fees, and liens are paid off. If the property sells for more than what was owed, the difference belongs to the former (ex-) homeowner — and you may be entitled to claim it.
❓ Am I eligible to claim surplus funds?
You may be eligible if:
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You owned a property that was recently foreclosed.
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The property sold for more than the amount owed.
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You are the legal ex-owner or heir of the previous homeowner.
I’ll help you find out — at no cost.
❓ Is this legal?
Yes — absolutely legal. Every U.S. state has laws protecting homeowners’ rights to claim surplus funds. It’s your money, and the government often holds it until claimed.
❓ What do you do exactly?
I am a Surplus Recovery Specialist. I help you:
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Identify whether surplus funds exist for your case.
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Complete the paperwork needed to file a claim.
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Communicate with county officials or trustees on your behalf.
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Get your funds — safely and legally.
❓ How much does this cost me?
Nothing upfront.
We work on a contingency basis, meaning:
💵 You only pay if you get paid.
My standard fee is 20% of the recovered funds. If we don’t recover anything, you owe nothing.
❓ How long does it take to receive the funds?
Most claims take 2–6 months, depending on the county and the complexity of your case. Some may take longer due to legal or probate issues — but I’ll guide you through the whole process.
❓ Do I need a lawyer?
Not always. In most states, a surplus recovery consultant can help you without the need for an attorney. If legal issues arise, we’ll let you know and guide you accordingly.
❓ How do I know this isn’t a scam?
That’s a great question — and I encourage you to be cautious.
✅ You don’t pay anything upfront
✅ You can verify surplus funds directly with the county
✅ I’ll provide all documents and walk you through the entire process transparently
✅ You have full control and can cancel at any time
❓ I’m still unsure. Can I talk to someone?
Of course. Just use the “Contact Me” form on the site or click “Chat Now” to send a message directly to my inbox. I’ll respond as soon as possible.